Real estate investors seeking private financing
We facilitate your capacity to secure financing for your real estate endeavors, offering both short and long term loans of up to 10M.
Join us as a preferred real estate investor
Flexible Financing options for your upcoming real estate venture
Positioning ourselves as the preferred lender for real estate investors, Harbour Realty Funding offers a diverse array of loan programs meticulously crafted to cater to your specific requirements.
Our fix-and-flip loans empower you to not only secure the initial property purchase but also cover essential renovation costs. When contrasted with conventional mortgage borrower loans, our process stands out for its remarkable efficiency.
Our rental (DSCR) loans are tailor-made for borrowers seeking financing for properties ranging from 1 to 9 units per property, whether it’s for acquisition or refinancing purposes. As providers of private financing for real estate investors, we assess your eligibility based on the asset’s strength rather than relying on your individual income.
When it comes to short-term financing that offers the flexibility required for your project’s success, our stabilized bridge loans serve as the ideal transition solution. With terms spanning from 12 to 24 months and financing options extending up to $10 million, private lending emerges as the most versatile and effective choice for realizing your real estate ambitions.
In the realm of ground-up construction loans, we extend financing that encompasses the purchase or refinance of the land, along with the rehabilitation costs for the property. This opportunity is open to experienced developers with approved plans for land development and construction. Terms can stretch up to 24 months, with a total loan amount reaching up to $7.5 million.
Rental Loans (DSCR)
- 1-9 unit residential properties
- 100K-10M Loans
- Blanket Loans (2-500 units)
- Low DSCR requirment
- Prepay options as low as 1 year
- No personal income check (no tax returns, no pay stubs, no w2’s)
- Asset based funding qualifying with property leases
- Minimal documentation & easy underwriting
- Minimal closing costs
- Warrentable & non-warrantable condo are OK
- Financing for short term rentals (AIRBNB, VRBO etc)
- Foreign Nationals accepted
- Purchase, Refinance & Cashout options
Fix and Flips
- 1-4 unit residential properties
- 75K-7.5M Loans
- Minimal documentation
- No pre pay options
- Fund up to 90% of purchase, 100% of rehab costs, up to 70% of ARV
- Quick closings
- Low IO rates and fees
- Streamlined underwriting
- No personal income check (no tax returns, no pay stubs, no w2’s)
Stabilized Bridge
- 1-9 Unit properties
- 100K- 10M Loans
- 12-18 month loan terms on cash flowing properties
- Quick underwriting
Multifamily
- 100k-10M loans
- Short and long term Products: Bridge & fix and flip options, stabilized bridge,mix use, Ground-up construction and 30 year loan options -5-100+ units
- 5-100+ units
- Flexible loan options
Ground Up Construction
- 1-4 Unit Properties
- 250k- 7.5M Loans
- Financing construction with approved plans*
We offer a range of additional financing choices for various property types, including hotels, industrial facilities, and storage spaces. Our financing options are flexible, catering to both short-term and long-term needs. Moreover, we also consider second-position financing on a case-by-case basis.