Your Lending Partner for mortgage professionals and real estate agents alike.
We empower mortgage professionals, real estate agents, and brokers who collaborate with real estate investors to increase their earning potential on successfully closed deals.
Preserve your valuable relationships. While we deliver
exceptional service, your client remains exclusively yours.
Join us as a preferred associate
Your Lending Partner for mortgage professionals and real estate agents alike.
We empower mortgage professionals, real estate agents, and brokers who collaborate with real estate investors to increase their earning potential on successfully closed deals.
Preserve your valuable relationships. While we deliver
exceptional service, your client remains exclusively yours.
Join us as a preferred associate
Versatile loan options tailored to your clients' needs
Whether you’re a Mortgage Professional or Real Estate Agent / Broker seeking non traditional financing for your client – we can help. Harbour Realty Funding provides a range of loan solutions to assist you in serving your clients. For instance, our fix-and-flip financing is ideal for securing funds for both the initial purchase and any initial renovations, offering a significantly faster alternative to traditional mortgage arrangements.
For clients interested in purchasing or refinancing rental properties, we offer private rental loans (DSCR) that prioritize efficiency. These loans are designed for investors who qualify based on the investment’s strength rather than their personal income repayment capacity.
We offer bridge loans for clients seeking rapid access to capital for asset acquisition or refinancing/Cash-out within their portfolios. These loans do not consider debt service coverage but focus on assessing the current and potential value of the assets in question.
Have a client that needs financing for Ground up construction? We specialize in ground up loans for asset types anywhere from a single unit to a multifamily building. These loans are designated specifically for investors who have prior experience building ground up.
Additionally, our multifamily loan options for stabilized bridge loans/ fix and flip (value add) / and also Long term (30 year) financing can help your clients tap into the real equity of their investment.”
Rental Loans (DSCR)
- 1-9 unit residential properties
- 100K-10M Loans
- Blanket Loans (2-500 units)
- Low DSCR requirment
- Prepay options as low as 1 year
- No personal income check (no tax returns, no pay stubs, no w2’s)
- Asset based funding qualifying with property leases
- Minimal documentation & easy underwriting
- Minimal closing costs
- Warrentable & non-warrantable condo are OK
- Financing for short term rentals (AIRBNB, VRBO etc)
- Foreign Nationals accepted
- Purchase, Refinance & Cashout options
Fix and Flips
- 1-4 unit residential properties
- 75K-7.5M Loans
- Minimal documentation
- No pre pay options
- Fund up to 90% of purchase, 100% of rehab costs, up to 70% of ARV
- Quick closings
- Low IO rates and fees
- Streamlined underwriting
- No personal income check (no tax returns, no pay stubs, no w2’s)
- Foreign Nationals accepted
Stabilized Bridge
- 1-9 Unit properties
- 100K- 10M Loans
- 12-18 month loan terms on cash flowing properties
- Quick underwriting
Multifamily
- 100k-10M loans
- Short and long term Products: Bridge & fix and flip options, stabilized bridge,mix use, Ground-up construction and 30 year loan options -5-100+ units
- 5-100+ units
- Flexible loan options
Ground Up Construction
- 1-4 Unit Properties
- 250k- 7.5M Loans
- Financing construction with approved plans*
We offer a range of additional financing choices for various property types, including hotels, industrial facilities, and storage spaces. Our financing options are flexible, catering to both short-term and long-term needs. Moreover, we also consider second-position financing on a case-by-case basis.